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Headquartered in Wilmington, Delaware, ING DIRECT is the operating name of ING Bank, a federally chartered savings bank, and part of ING, the eleventh largest financial institution in the world ING DIRECT, as an online bank, has implemented fingerprint biometrics to allow its customers to be verified over the Internet Customers log on by entering their account number and PINs and then put their finger on a biometric reader located on the mouse or keypad The fingerprint image captured verifies their identity ING DIRECT s management believed that the use of a fingerprint was convenient and gave the appearance of strong security, thus acting as a strong deterrent In launching the program in 2000, Arkadi Kuhlmann, President and CEO of ING DIRECT, said, The biometric mouse is an easy and convenient way for consumers to access their bank accounts online in a secure way The pilot study involved 500 customers in seven countries, each of whom was given a plug-and-play computer mouse equipped with a fingerprint reader (To avoid charges of specie-ism, please note that some IT aficionados refer to it as a biometric hamster, defined as a computer mouse that also includes a thumbprint scanner) Enrollment is strictly voluntary and designed to decrease fraud and provide customers with a fast, convenient, and easy option Wary customers are still able to do business the old-fashioned way The good news, according to Brenda Rideout (overseer of the biometric pilot project) as reported by eWeek in 2000, We had thought there would be much more concern about Big Brother and somebody taking your fingerprint People seem to be quite open to this technology and not quite as concerned as we had thought they d be The bad news: the hardware costs over $100 per mouse, plus the accompanying software, making it much too high to be a universal product.

13710 Ramps or Subcams 444 13711 D-R-R-D Cams 444 13712 Practical Vibration Discussion 446 13713 Summary 447 138 DISCUSSION 447 1381 Design Guidelines and Rules of Thumb 448 1382 Conclusions and Recommendations on the Use of the Methods Given in this 449 13821 Cam Synthesis Using Trigonometric Series (Sec 134)

This section covers some questions I ve come across in various places. They usually arise from the premise that implementing unit testing can hurt someone personally a manager looking out for his deadlines or a QA employee looking out for her relevancy. Once you understand where a question is coming from, it s important to address the issue, directly or indirectly. Otherwise, there will always be subtle resistance.

13822 Cam Synthesis Using Optimal Control Theory (Sec 135)

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Bank Hapoalim, Israel s dominant financial institution with offices in Europe and America, has 25 million active accounts Hapoalim uses electronic signatures, or dynamic signature verification, to help authenticate its customers When a customer opens an account, the lower section of the papers to be signed rests on a special electronic pad that follows the pen s movements during the customer s signature The signature of each customer then gets converted to a template that facilitates reliable authentication by electronic scanners in bank branches in Israel and around the world The signing pad s level of sensitivity can be adjusted depending on the level of security required When a customer wants to do a transaction with the bank, the software authenticates the signature, using the stored signature template Hapoalim s customers can now transact business with almost any branch as the database can authenticate the signature from any location The signatures of old account-holders were scanned into the system The system uses PenFlow technology produced by WonderNet, Ltd, an Israeli company

13823 Cam Synthesis Using the Convolution Operator (Sec 136) 450 13824 Polydyne Cams 450 13825 Summary of Conclusions

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Team leads, project managers, and clients are the ones who usually ask how much time unit testing will add to the process. They re the people in the front lines in terms of timing. Let s begin with some facts. Studies have shown that raising the overall code quality in a project can increase productivity and shorten schedules. How does this match up with the fact that writing tests makes coding slower Through maintainability and the ease of fixing bugs, mostly.

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